Financial Empowerment. Reimagined.
Your rights. Your tools. Your team.
Every collection, every error, every late payment being used against you. Resolve gives you the knowledge, the letters, and the legal firepower to fight back. Start with powerful core tools. Get the full insider playbook with Premium.
No credit card required to start.
Three things every person with damaged credit deserves to know and almost nobody tells them.
Credit Karma shows VantageScore. Your auto lender pulls FICO Auto Score 8. They can differ by 30 to 50 points. Every free app has been showing you the wrong number.
Utilization is calculated from your statement closing balance, not your due date. Pay on time but after the statement closes and your high balance is already reported.
The FCRA, FDCPA, and FACTA give you the legal right to dispute, validate, and fight back. Most of what credit repair companies charge $99 a month for, you can do yourself free today.
Start with powerful tools at no cost. Premium unlocks the insider strategies no other app teaches.
Score Decoded is the feature no other app has ever built.
Credit Karma shows VantageScore. Auto lenders use FICO Auto Score 8. Mortgage lenders use FICO 2, 4, or 5. Resolve shows you which score actually matters for your goal.
Score DecodedPay every card to $0 except one. On that one card carry 1 to 9% of the limit. Resolve calculates the exact dollar amount for each card. Fastest legal score boost in one billing cycle.
Score DecodedYour utilization is reported on statement close, not due date. Pay before close and watch the number drop. This single change can move your score 30 to 80 points in one cycle.
Score DecodedSince 2023, medical collections under $500 must be removed by law. Resolve finds violations on your report and generates the removal demand letter on the spot.
Score DecodedDisputes fight inaccuracies. Goodwill letters fight accurate late payments. A politely written letter asking for removal as a goodwill gesture works more often than people expect.
PremiumA comprehensive AI analysis of your full credit report. Errors, opportunities, disputes to file, and a ranked action plan to maximize your score the fastest way possible.
PremiumEvery win on this board is proof that the system can be challenged and beaten.
Removed two Portfolio Recovery Associates collections using the debt validation letter. Score jumped from 571 to 638 in 45 days.
Marcus T. in Atlanta, GAMedical collection under $500 was still showing. Used the Medical Debt Scanner and sent the removal demand. Gone in 3 weeks.
Priya K. in Houston, TXLearned about statement close dates from Score Decoded. Paid cards before closing. Score moved 44 points in one billing cycle.
James R. in Chicago, ILUsed the Pre-qualification Estimator to find lenders that work with my score. Got approved for a car loan at 7.9% APR.
Danielle M. in Phoenix, AZStart with core tools. Upgrade when you are ready. Cancel anytime. Whatever the system put on your report, Resolve gives you the tools to respond.
Start for FreeCore tools included at no cost. Premium starts at $9.99 per month after a 21 day trial.